Independent Mortgage Hypermarket

Call 01543 361003

19-21 High Street,
Brownhills,
WS6 6ED

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Today's best deals

Below are our current best deals, however, to find the best deal for your needs and circumstances, please call one of our advisers today. We can search 1,000s of mortgages from over 80 lenders.

Your home may be repossessed if you do not keep up repayments on your mortgage. A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £295.

Remortgage

Initial rate:

2.19%

Tracker variable rate (1.69% above lender's standard variable rate) until 30/11/2012.

Subsequent rate:

4.00%

Lender's standard variable rate

The overall cost for comparison is:

3.80% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early repayment charge: 3% of the outstanding loan if the mortgage is repaid before 30/11/2012.
Maximum Loan to Value 60% of the value of the property or purchase price, whichever is lower.
Arrangement fee £999 (non refundable)

Home mover

Initial rate:

2.19%

Tracker variable rate (1.69% above Bank of England base rate) until 30/11/2012

Subsequent rate:

4.00%

Lender's standard variable rate

The overall cost for comparison is:

2.20% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early repayment charge: The mortgage may be repaid at any time without incurring a charge.

Arrangement fee: £99 (non-refundable)

First time buyer

Initial rate:

4.29%

Tracker variable rate (3.79% above Bank of England base rate) until 30/11/2013

Subsequent rate:

4.24%

Lender's standard variable rate

The overall cost for comparison is:

4.50% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early repayment charge: 3% of the outstanding loan if the mortgage is repaid before 30/11/2011 and 2% if repaid before 30/11/2012 and 1% if repaid before 30/11/2013.
Maximum Loan to Value 90% of the value of the property or purchase price, whichever is lower.
Arrangement fee: £499 (non refundable)

Buy to let remortgage

Initial rate:

4.35%

Tracker variable rate (4.29% above Bank of England base rate) until 30/09/2012.

Subsequent rate:

4.69%

Lender variable rate

The overall cost for comparison is:

5.10% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early repayment charge: 3% of the original loan if the mortgage is repaid before 30/09/2011 and 2% if repaifd before 30/09/2012.
Maximum Loan to Value 75% of the value of the property or purchase price, whichever is lower.
Arrangement fee 2% of the mortgage amount (non refundable)
Rental income must cover 125% of payrate

Buy to let purchase

Initial rate:

4.79%

Tracker variable rate (4.29% above Bank of England base rate) until 30/09/2012.

Subsequent rate:

4.74%

Lender standard variable

The overall cost for comparison is:

5.10% APR

The actual rate available will depend upon your circumstances. Ask for a personalised illustration.

Details:

Early repayment charge: 3% of the original loan if the mortgage is repaid before 30/09/2012
2% of the original loan if the mortgage is repaid before 30/09/2012
Maximum Loan to Value 75% of the value of the property or purchase price, whichever is lower.
Arrangement fee 3% of the mortgage amount (non refundable)